It's All About the Journey

Today is your future. Live in the moment!


The Self Pay Plan, A Health Care Option

Everyone is intent on saving Obamacare. Protect the health care law.

Let me tell what I find.  There is a silent population, not that they (I) don’t try to speak, but when we do, some listen apathetically, and then we are ignored, by the constituents that need to hold onto “protecting Obama’s signature health care law.”

I went to the hospital to make my payment.  This is a bill I have had since 2011, some from 2012 and 2013.  I’m on the payment plan, I am a member of the Self Pay Plan.

What do we members of the Self Pay Plan do?  We sit down annually with a financial advocate at every hospital and doctors office, review our finances and we leave no stone unturned.  This takes a great deal of patience to collect records and statements, and a revealing of our lives that others would sniff at and walk away. We earnestly and faithfully pay our monthly bill.  We call when we need to right a balance.  

We manage our care.  We don’t have an insurance company to dictate to our doctor what he is allowed to do or not do, what test to take first, but our doctor has the freedom to order the test that will give us immediate results.  

I have noticed, as I have tried to live within the system, that all advertising lends to “if you are eligible.”  I don’t live in an iffy world.  I have to survive this world, not succumb to the hierarchy of the insurance company, who has the king’s signet ring.  I will go to the king himself, and beg for my life (see The book of Esther for royal protocol).

We have a choice. The story continues…